help to buy

Equity Loan

  • Available on new build homes in England

  • For first time buyers and existing homeowners

  • Only a 5% deposit required and a 75' mortgage

  • The other 20% is provided by the government

  • Available until March 2014

Mortgage Guarantee

  • Available on all properties in the UK

  • Only requires a 5% deposit

  • A 95% mortgage required from the lender of which the government will guarantee up to 15%

  • Available on properties up to the value of £600,000

Do I Qualify?

  • Available on all property priced £600,000 or less

  • Not available on 2nd homes or buy to let properties

  • The property must be your main home

  • You cannot use this for shared ownership or shared equity homes

  • Available to first time buyers and existing homeowners

  • No limit on household income